Your Local Mortgage Source

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James Steen

Jim has been originating mortgages in Jacksonville, FL. since 2005 and specializes in Conventional, FHA, VA, USDA, Jumbo, and non-QM loans for primary residences, second homes, and investment properties. He has expert knowledge of the mortgage process from origination through closing which helps him get deals done. Jim is dedicated to providing excellent service to his customers and values getting referral business from his clients.

NMLS Licensed Mortgage Broker # 1005078
I started in the mortgage business as a loan originator in Jacksonville FL March 2005. I have worked as a mortgage lender and as a mortgage broker. My goal on all my transactions is to provide excellent customer service and get referral business. All my current customers are referred by past clients and business partners. 


 

Welcome To Jax Home Funding

At Jax Home Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private non-QM lenders for customers with different credit or income scenarios. 

We work with more than 30 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 3/5/7/10yr ARMS, Conventional, FHA, USDA, VA. Jumbo, and Home Equity Lines. Whether your situation calls for Full Documents, Reduced Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding 
  • icon Get Your Dream House

Our Satisfied Clients

Latest Blog Posts

Purchasing

We work conforming and non-conforming real estate loans.

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The Jax Home Funding Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our team at Jax Home Funding is fast, friendly, experienced and here to help you every step of the process!

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED

FHA

There are lots of good reasons to choose an FHA loan.

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Calculate Payment based on average national rates *

Calculate Monthly Payment

*=These are average national mortgage rates that are updated daily. This is is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

The Jax Home Funding Address

Contact Us:

Phone: (904) 200-0225

Address: 4393 Pebble Brook Dr
Jacksonville ,FL
32224

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed